Direct Independent Financial Advisors
telephone: P: 01242 253339
email: advice@direct-ifc.co.uk

Products & Services

A range of services to help plan your future

At Direct IFC, we have long working relationships with a wide range of clients, helping them to achieve their financial aims and protecting their future. Whether you are looking for individual advice or corporate support you can rest assured that we can provide comprehensive and confidential advice on the following aspects of financial planning.

Please click to read about our services below:

Both in business and personal life it is vital to protect against the effects of unforeseen circumstances.
For companies with a responsibility to employees and shareholders or individuals who have financial commitments, Direct offer a wide range of flexible plans to cover all your needs. planning.

Personal
  • Term Assurance
  • Whole of Life
  • Long Term Care
  • Death in Service
  • Income Protection
  • Critical Illness
  • Private Health Schemes
  • Succession Planning
Corporate
  • Key Man Policies
  • Share Protection
  • Partnership Protection
  • Income Protection
  • Private Medical Insurance

Protection only plans typically have no cash in value at anytime and will cease at the end of the term. If premiums are not maintained then cover will lapse.

Most people can now expect to enjoy many years of retirement and, with this in mind, it is vital to ensure your plans are in place to ensure those years can be enjoyable and relaxing.

Personal
  • Personal Pension Plans
  • Stakeholder Pension Advice
Corporate
  • Executive Pension Plans
  • Small Self-Administered Schemes
  • Final Salary Schemes
  • Funded Unapproved Retirement benefit Schemes
  • Stakeholder Pension Advice

A pension is a long term investment. Your eventual income may depend on the size of the fund at retirement, future interest rates and tax legislation. The fund value may fluctuate and can go down.
Executive pension plans, small self-administered schemes and final salary schemes are all occupational pension schemes and are regulated by the Pensions Regulator .

Maximising your investment potential can be a complex and intricate activity. Direct will work with you to help meet your investment objection.

Personal

  • Ethical Investment Planning
  • National Savings
  • Individual Savings Accounts (ISA's)
  • GILTS
  • Investment Bonds
  • Unit Trusts
  • Investment Trusts
  • Portfolio Planning

Corporate

  • Offshore Investment
  • Succession Planning
  • Deposit Accounts

The value of investments and income from them may go down. You may not get back the original amount invested.

National savings products and deposit accounts are not regulated by the Financial Conduct Authority.

Past performance is not a reliable indicator of future performance.

All parents want to give their children the best possible educational start in life. Direct may be able help you do this with affordable planning schemes to suit your situation, ensuring that school fees are not an endless drain on your budget at a time when you need to have available funds to enjoy leisure time with your family.

Determining what happens to your money at the end of your life is very important - many families have been burdened with unforeseen tax responsibilities following the death of a loved one. Direct will ensure that when the time comes, your finances are perfectly organised to cause the least possible problems and that all your plans are carried out in line with your wishes.

  • Mitigation
  • Will Planning
  • Trusts

Inheritance tax, Trusts and Will writing are not regulated by the Financial Conduct Authority.

Tax treatment is based on individual circumstances and may be subject to change in the future.

We at Direct, know that Divorce can be an exceptionally stressful experience. Direct may be able to help you through this difficult time by organising your financial affairs, leaving you more time to cope with other aspects of the situation.

  • Settlement Planning
  • Pension Scheme Evaluation
  • Independence Planning

Address

Direct IFC
4 Knapp Road
Cheltenham
Gloucestershire
GL50 3QQ

P:01242 253339
Email: advice@direct-ifc.co.uk

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Direct Independent Financial Consultant Ltd. is an appointed representative of TenetConnect Ltd, which is authorised and regulated by the Financial Conduct Authority TenetConnect is entered on the Financial Services Register (www.fca.org.uk/register) under reference 149826.

Directors: Forrest Wheeler and Robin Hutton.

The information contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers in the UK.

Registered in England and Wales under reference 08465784. Registered address 4 Knapp Road Cheltenham Gloucestershire GL50 3QQ t: 01242 253339